SBFE is a trade organization that advocates for the safe growth of small business in the commercial lending industry. SBFE is a business-credit data exchange that holds data supplied by lenders, not collected directly from consumers. There is no self-service opt-out form; California residents must email ccpa@sbfe.org or call (216) 340-0696, and SBFE explicitly says it may decline removal requests and directs you to contact your lending institution instead.